Medicare Advantage Plan is a health insurance program in United States that enhances the benefits of the original Medicare. The program has 3 most common plans, which include the Health Maintenance Organizations (HMOs), Private Fee-For-Service (PFFS) and Preferred Provider Organizations (PPOs). Medicare Advantage Plans cover all services that the original Medicare covered except for hospice care.
If you enroll in a Medicare Advantage Plan, you are required to pay both part A and B premium on a monthly basis. In all types of this health program, clients are covered for emergencies and urgently needed care. However, the coverage has different costs and restrictions on how and when to receive care. It offers extra coverage like vision, dental, hearing, and health and wellness programs.
In addition to the Medicare part B premium, clients are required to pay an additional premium. Co-payment, which is a general fee charged to everyone that receives the service, should be made. For some plans, only a percentage of the cost of the service received (coinsurance) is charged. Medicare Advantage Plan is not designed for everyone.
If you have both Medicare parts A and B, live within the plan’s service area and do not have End-Stage Renal Disease, then you qualify for the Medicare Advantage Plan program of InnovaCare Health. If one needs drug coverage or Part D, then you are required to choose a plan that has Part D as its benefit package. The members that are covered by their Unions or employers are automatically covered by the plan that their company sponsors. Your union or employer can choose to terminate or reduce your benefits when you enroll in a different Medicare Advantage Plan.
InnovaCare leads in the provision of Medicare Advantage Plan and Medicaid. In Puerto Rico, the company runs two successful Medicare Advantage Plans, which are PMC Medicare Choice and MMM Healthcare, with close to 200,000 individuals. At all times, InnovaCare seeks to fulfill its mission of improving the management of healthcare to meet the demand of the intricate healthcare environment.
Dr. Rick Shinto leads InnovaCare Health. He serves as both the president and CEO of the corporation. Previously, Dr. Richard served as the president and CEO of Aveta Inc. He has over 20 years experience in matters of clinical and operational health care. Richard has also worked for Medical Pathways Management Company. Here, he doubled up as the chief operating officer and chief medical officer. At InnovaCare Health, Penelope Kokkinides is the chief administrative officer. She has extensive experience in developing clinical programs. Penelope has worked for Centerlight Healthcare, Touchstone Health and AmeriChoice among many other organizations.